Old Man Cap

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More real declines in house prices and what to do to avoid the worst

July 24th, 2008 · No Comments

Calculated Risk – Fitch Projects additional 25 percent House Price Declines (real terms)
PIMCO, Phil Gross – MOOOOO
From the above articles, there looks to be an additional 33% decline in real prices over the next 5 years for San Francisco.  This is good news for those saving to buy a house in 5 years but bad [...]

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Tags: Economics

Subprime loans aren’t the only failing loans…

July 16th, 2008 · No Comments

M&I Bank conference call
We have seen further deterioration in the residential land portfolio during the second quarter. … M&I has $2.3 billion in residential land loans to individuals and developers. $1.5 billion, or 66%, are located in Arizona . The bulk of the Arizona loans, nearly 70%, are in Maricopa County . … LTVs are [...]

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Tags: Economics